/* ═══════════════════════════════════════════════════════════════
   E&R GROUP · er-group-styles.css
   Design-System getrennt vom Inhalt (index.html) und Verhalten (script.js)
   Marke: Navy + Gold + Cream · Cormorant Garamond + DM Sans
   Schriften werden LOKAL ausgeliefert (DSGVO) — siehe assets/fonts/LIESMICH.md
═══════════════════════════════════════════════════════════════ */

/* ── SCHRIFTEN (self-hosted, kein Google-Server-Aufruf) ──
   Fehlen die Dateien noch, greift automatisch die Fallback-Kette
   in --font-display / --font-body. Die Seite bleibt voll benutzbar. */
@font-face{font-family:'DM Sans';font-style:normal;font-weight:300;font-display:swap;
  src:local('DM Sans'),url('assets/fonts/dm-sans-latin-300-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:400;font-display:swap;
  src:local('DM Sans'),url('assets/fonts/dm-sans-latin-400-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:500;font-display:swap;
  src:local('DM Sans Medium'),url('assets/fonts/dm-sans-latin-500-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:600;font-display:swap;
  src:local('DM Sans SemiBold'),url('assets/fonts/dm-sans-latin-600-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:700;font-display:swap;
  src:local('DM Sans Bold'),url('assets/fonts/dm-sans-latin-700-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:600;font-display:swap;
  src:local('Cormorant Garamond SemiBold'),url('assets/fonts/cormorant-garamond-latin-600-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:700;font-display:swap;
  src:local('Cormorant Garamond Bold'),url('assets/fonts/cormorant-garamond-latin-700-normal.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:600;font-display:swap;
  src:local('Cormorant Garamond SemiBold Italic'),url('assets/fonts/cormorant-garamond-latin-600-italic.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215;}

:root{
  --navy:#0D1B2A; --navy2:#152639; --navy3:#243b55;
  --gold:#C9A84C; --gold2:#E8C97A; --gold-soft:rgba(201,168,76,.12);
  --cream:#F7F2EA; --cream2:#EFE9DC; --cream3:#E6DDD0;
  --white:#fff;
  --green:#2A7A5A; --red:#B03030;
  --muted:#5F6E80;
  --border:rgba(13,27,42,.10); --border-gold:rgba(201,168,76,.22);
  --sh1:0 2px 14px rgba(13,27,42,.07);
  --sh2:0 14px 44px rgba(13,27,42,.13);
  --sh3:0 30px 80px rgba(13,27,42,.22);
  --maxw:1180px;
  --nav-maxw:1400px;
  --nav-h:74px;
  --font-display:'Cormorant Garamond','EB Garamond','Iowan Old Style','Palatino Linotype',Georgia,'Times New Roman',serif;
  --font-body:'DM Sans',system-ui,-apple-system,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box;}
[hidden]{display:none!important;}
html{scroll-behavior:smooth;}
body{font-family:var(--font-body);background:var(--cream);color:var(--navy);line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased;}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;line-height:1.08;letter-spacing:-.01em;}
a{color:inherit;text-decoration:none;}
img,iframe{max-width:100%;display:block;}
section,header[id]{scroll-margin-top:calc(var(--nav-h) + 14px);}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
.nav-wrap{max-width:var(--nav-maxw);margin:0 auto;padding:0 28px;}
.sec-tight{padding-top:20px;}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;}
}

/* ── SICHTBARER TASTATUR-FOKUS ── */
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px;}
.kontakt :focus-visible,.hero :focus-visible,.calc-wrap :focus-visible,.vorteile :focus-visible{outline-color:var(--gold2);}
.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--gold);color:var(--navy);padding:12px 20px;font-weight:600;border-radius:0 0 10px 0;}
.skip-link:focus{left:0;}

/* ── ICON-SYSTEM (ersetzt Emojis) ── */
.sprite{position:absolute;width:0;height:0;overflow:hidden;}
.sprite symbol{fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;}
svg.i{width:1.15em;height:1.15em;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;vertical-align:-.18em;}
svg.i use{fill:none;stroke:currentColor;}

.noscript-bar{background:#7c1d1d;color:#fff;padding:14px 20px;font-size:14px;text-align:center;}
.noscript-bar a{color:#ffd9a0;text-decoration:underline;}

.eyebrow{font-size:11px;letter-spacing:3px;text-transform:uppercase;font-weight:600;color:#9A7C24;display:inline-flex;align-items:center;gap:9px;}
.eyebrow::before{content:'';width:26px;height:1px;background:currentColor;opacity:.7;}
.eyebrow.center{justify-content:center;}
.eyebrow.center::after{content:'';width:26px;height:1px;background:currentColor;opacity:.7;}
.hero .eyebrow,.calc-left .eyebrow,.vorteile .eyebrow,.kontakt .eyebrow{color:var(--gold);}

/* ── BUTTONS ── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 26px;border-radius:10px;font-family:var(--font-body);font-size:14px;font-weight:600;cursor:pointer;border:none;transition:background .2s,transform .2s,box-shadow .2s,border-color .2s;letter-spacing:.01em;white-space:nowrap;text-align:center;}
.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 24px rgba(201,168,76,.28);}
.btn-gold:hover{background:var(--gold2);transform:translateY(-2px);box-shadow:0 14px 32px rgba(201,168,76,.38);}
.btn-outline{background:transparent;border:1.5px solid var(--border);color:var(--navy);}
.btn-outline:hover{border-color:var(--gold);background:var(--gold-soft);}
.btn-ghost-light{background:rgba(255,255,255,.06);border:1.5px solid rgba(201,168,76,.3);color:var(--gold2);}
.btn-ghost-light:hover{background:rgba(201,168,76,.13);}
.btn-back{background:transparent;border:1.5px solid rgba(201,168,76,.3);color:var(--gold2);}
.btn-back:hover{background:rgba(201,168,76,.12);}
.btn-lg{padding:16px 34px;font-size:15px;}
.btn-block{width:100%;}
.btn-grow{flex:1;}
.btn .arr{transition:transform .2s;}
.btn:hover .arr{transform:translateX(3px);}
.btn[disabled]{opacity:.45;cursor:not-allowed;transform:none;box-shadow:none;}

/* ── NAV — einzeilig auf allen Breiten ── */
.nav{position:fixed;top:0;left:0;right:0;z-index:90;height:var(--nav-h);background:var(--white);border-bottom:1px solid var(--border);box-shadow:0 2px 18px rgba(13,27,42,.05);display:flex;align-items:center;transition:box-shadow .25s;}
.nav.scrolled{box-shadow:0 6px 28px rgba(13,27,42,.10);}
.nav-inner{display:flex;align-items:center;gap:18px;width:100%;flex-wrap:nowrap;}
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0;white-space:nowrap;}
.brand-mark-img{height:40px;width:auto;flex-shrink:0;display:block;}
.nav .brand-mark-img{height:30px;}
.brand-txt{display:block;}
.brand-txt b{font-family:var(--font-display);font-size:21px;font-weight:700;color:var(--navy);display:block;line-height:1;letter-spacing:-.5px;}
.brand-txt small{font-size:8.5px;letter-spacing:2.5px;text-transform:uppercase;color:var(--muted);font-weight:600;display:block;}
.brand-txt small.light{color:rgba(247,242,234,.45);}
.nav-links{display:flex;gap:2px;margin-left:auto;align-items:center;flex-wrap:nowrap;}
.nav-links a{font-size:13.5px;font-weight:500;color:var(--navy);padding:8px 11px;border-radius:8px;transition:color .16s;position:relative;white-space:nowrap;}
.nav-links a::after{content:'';position:absolute;left:11px;right:11px;bottom:4px;height:2px;background:var(--gold);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .2s;}
.nav-links a:hover{color:#9A7C24;}
.nav-links a:hover::after,.nav-links a.active::after{transform:scaleX(1);}
.nav-links a.active{color:#9A7C24;font-weight:600;}
.nav-cta{display:flex;gap:9px;align-items:center;margin-left:6px;flex-shrink:0;flex-wrap:nowrap;}
.nav-phone{font-size:13px;font-weight:600;color:var(--navy);padding:8px 10px;border-radius:8px;display:inline-flex;align-items:center;gap:6px;transition:background .16s,color .16s;white-space:nowrap;}
.nav-phone:hover{background:var(--gold-soft);color:#9A7C24;}
.nav-btn{padding:11px 18px;font-size:13.5px;}
.burger{display:none;flex-direction:column;gap:4px;background:none;border:none;cursor:pointer;padding:10px;margin-left:auto;flex-shrink:0;}
.burger span{width:22px;height:2px;background:var(--navy);border-radius:2px;transition:transform .22s,opacity .22s;}
.nav.mobile-open .burger span:nth-child(1){transform:translateY(6px) rotate(45deg);}
.nav.mobile-open .burger span:nth-child(2){opacity:0;}
.nav.mobile-open .burger span:nth-child(3){transform:translateY(-6px) rotate(-45deg);}

/* ── HERO ── */
.hero{background:radial-gradient(120% 90% at 80% 0%,var(--navy3) 0%,var(--navy2) 38%,var(--navy) 75%);color:var(--cream);position:relative;overflow:hidden;padding:calc(var(--nav-h) + 76px) 0 0;}
.hero::before{content:'';position:absolute;top:-120px;right:-100px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.16) 0%,transparent 62%);pointer-events:none;}
.hero::after{content:'';position:absolute;bottom:-160px;left:-120px;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.07) 0%,transparent 68%);pointer-events:none;}
.grain{position:absolute;inset:0;opacity:.5;pointer-events:none;mix-blend-mode:overlay;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.5'/%3E%3C/svg%3E");}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;position:relative;z-index:2;padding-bottom:118px;}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.24);border-radius:30px;padding:7px 15px;font-size:12px;font-weight:500;color:var(--gold2);margin-bottom:26px;}
.hero-badge .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 8px var(--gold);animation:pulse 2.2s infinite;}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:.4;}}
.hero h1{font-size:clamp(38px,5.4vw,66px);color:var(--white);margin-bottom:22px;}
.hero h1 em{font-style:italic;color:var(--gold2);}
.hero-sub{font-size:18px;color:rgba(247,242,234,.72);font-weight:300;max-width:520px;margin-bottom:32px;line-height:1.65;}
.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-bottom:34px;}
.hero-trust{display:flex;gap:26px;flex-wrap:wrap;}
.ht{display:flex;align-items:center;gap:9px;}
.ht-ic{width:34px;height:34px;border-radius:9px;background:rgba(201,168,76,.13);border:1px solid rgba(201,168,76,.2);display:flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0;color:var(--gold2);}
.ht-tx{display:block;}
.ht-tx b{display:block;font-size:13px;color:var(--cream);font-weight:600;}
.ht-tx small{font-size:11px;color:rgba(247,242,234,.5);}

/* Hero-Schnellrechner */
.hero-card{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.18);border-radius:20px;padding:24px;backdrop-filter:blur(8px);box-shadow:var(--sh3);}
.hc-label{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:4px;}
.hc-title{font-family:var(--font-display);font-size:20px;color:var(--white);font-weight:600;margin-bottom:18px;}
.hc-row{display:flex;flex-direction:column;gap:6px;margin-bottom:16px;}
.hc-head{font-size:12px;color:rgba(247,242,234,.6);display:flex;justify-content:space-between;align-items:baseline;gap:10px;}
.hc-head label{cursor:pointer;}
.hc-head b{color:var(--gold2);font-weight:600;white-space:nowrap;}
.hc-result{background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.2);border-radius:13px;padding:16px 18px;margin-top:6px;text-align:center;}
.hc-result .rlbl{font-size:11px;color:rgba(247,242,234,.6);text-transform:uppercase;letter-spacing:1px;}
.hc-result .rval{font-family:var(--font-display);font-size:38px;font-weight:700;color:var(--gold2);line-height:1.1;}
.hc-result .rsub{font-size:11px;color:rgba(247,242,234,.45);}
.hc-note{font-size:10px;color:rgba(247,242,234,.4);margin-top:11px;text-align:center;line-height:1.45;}

/* Slider */
.cslider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:5px;background:rgba(255,255,255,.14);outline:none;cursor:pointer;}
.cslider::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--gold);cursor:pointer;box-shadow:0 0 0 5px rgba(201,168,76,.2),0 2px 8px rgba(0,0,0,.3);transition:background .15s,transform .15s;}
.cslider::-webkit-slider-thumb:hover{background:var(--gold2);transform:scale(1.08);}
.cslider::-moz-range-thumb{width:20px;height:20px;border:none;border-radius:50%;background:var(--gold);cursor:pointer;box-shadow:0 0 0 5px rgba(201,168,76,.2);}
.cslider:focus-visible{outline:3px solid var(--gold2);outline-offset:6px;}

/* Zahleneingabe neben dem Regler */
.cf-num{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.06);border:1.5px solid rgba(201,168,76,.22);border-radius:9px;padding:4px 10px;transition:border-color .16s,background .16s;}
.cf-num:focus-within{border-color:var(--gold);background:rgba(201,168,76,.1);}
.cf-num input{width:6.2em;background:transparent;border:none;outline:none;color:var(--gold2);font-family:var(--font-display);font-size:22px;font-weight:700;text-align:right;-moz-appearance:textfield;appearance:textfield;}
.cf-num input::-webkit-outer-spin-button,.cf-num input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0;}
.cf-num .unit{font-size:13px;color:rgba(247,242,234,.6);font-weight:500;}

.hero-curve{position:absolute;bottom:-1px;left:0;width:100%;line-height:0;z-index:3;}
.hero-curve svg{width:100%;height:60px;display:block;}

/* ── TRUST STRIP ── */
.trust-strip{background:var(--cream);position:relative;z-index:5;}
.ts-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border);border-radius:18px;overflow:hidden;box-shadow:var(--sh2);transform:translateY(-44px);border:1px solid var(--border);}
.ts-item{background:var(--white);padding:26px 24px;text-align:center;}
.ts-val{font-family:var(--font-display);font-size:38px;font-weight:700;color:var(--navy);line-height:1;}
.ts-val .u{color:var(--gold);}
.ts-lbl{font-size:12.5px;color:var(--muted);margin-top:7px;font-weight:500;}

/* ── SECTIONS ── */
.sec{padding:80px 0;}
.sec-head{max-width:680px;margin-bottom:48px;}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.sec-head h2{font-size:clamp(30px,4vw,46px);margin:16px 0 14px;color:var(--navy);}
.sec-head h2 em{font-style:italic;color:#9A7C24;}
.sec-head p{font-size:16.5px;color:var(--muted);font-weight:300;line-height:1.7;}

/* ── LEISTUNGEN ── */
.serv-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;}
.serv{background:var(--white);border:1px solid var(--border);border-radius:16px;padding:30px 26px;transition:transform .25s,box-shadow .25s,border-color .25s;position:relative;overflow:hidden;}
.serv::before{content:'';position:absolute;top:0;left:0;width:100%;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold2));transform:scaleX(0);transform-origin:left;transition:transform .3s;}
.serv:hover{transform:translateY(-6px);box-shadow:var(--sh2);border-color:var(--border-gold);}
.serv:hover::before{transform:scaleX(1);}
.serv-ic{width:54px;height:54px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--navy3));display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:20px;position:relative;color:var(--gold2);}
.serv-ic::after{content:'';position:absolute;inset:0;border-radius:14px;background:radial-gradient(circle at 30% 25%,rgba(201,168,76,.35),transparent 60%);pointer-events:none;}
.serv h3{font-size:23px;margin-bottom:10px;color:var(--navy);}
.serv p{font-size:14.5px;color:var(--muted);line-height:1.65;margin-bottom:16px;}
.serv ul{list-style:none;display:flex;flex-direction:column;gap:8px;}
.serv li{font-size:13.5px;color:var(--navy);display:flex;gap:9px;align-items:flex-start;}
.serv li::before{content:'✦';color:var(--gold);font-size:11px;margin-top:3px;flex-shrink:0;}

/* ── KREDITRECHNER ── */
.calc-wrap{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 55%,var(--navy3) 100%);border-radius:24px;overflow:hidden;position:relative;box-shadow:var(--sh3);}
.calc-wrap::before{content:'';position:absolute;top:-80px;right:-60px;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.13),transparent 65%);pointer-events:none;}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;position:relative;z-index:2;}
.calc-left{padding:44px;}
.calc-left h2{font-size:clamp(28px,3vw,36px);color:var(--white);margin:14px 0 12px;}
.calc-left p{color:rgba(247,242,234,.66);font-size:15px;font-weight:300;margin-bottom:30px;line-height:1.65;}
.calc-field{margin-bottom:24px;}
.cf-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;gap:12px;flex-wrap:wrap;}
.calc-field label{font-size:13.5px;color:rgba(247,242,234,.75);font-weight:500;cursor:pointer;}
.cf-scale{display:flex;justify-content:space-between;font-size:10.5px;color:rgba(247,242,234,.4);margin-top:6px;}
.calc-right{padding:44px;background:rgba(255,255,255,.03);border-left:1px solid rgba(201,168,76,.12);display:flex;flex-direction:column;justify-content:center;}
.calc-main-result{text-align:center;padding-bottom:24px;border-bottom:1px solid rgba(201,168,76,.14);margin-bottom:24px;}
.cmr-lbl{font-size:12px;text-transform:uppercase;letter-spacing:2px;color:var(--gold);font-weight:600;}
.cmr-val{font-family:var(--font-display);font-size:clamp(44px,5vw,64px);font-weight:700;color:var(--white);line-height:1.05;margin:6px 0 2px;}
.cmr-val .pm{font-size:22px;color:rgba(247,242,234,.55);font-weight:400;}
.cmr-sub{font-size:13px;color:rgba(247,242,234,.55);}
.calc-breakdown{display:flex;flex-direction:column;gap:14px;margin-bottom:24px;}
.cb-line{display:flex;justify-content:space-between;align-items:center;gap:12px;}
.cb-line .cl-l{font-size:13.5px;color:rgba(247,242,234,.66);}
.cb-line .cl-v{font-family:var(--font-display);font-size:21px;font-weight:600;color:var(--gold2);white-space:nowrap;}
.calc-cta{display:flex;flex-direction:column;gap:10px;}
.calc-trust{list-style:none;margin:20px 0 4px;display:flex;flex-direction:column;gap:9px;}
.calc-trust li{display:flex;align-items:flex-start;gap:9px;font-size:12.5px;color:rgba(247,242,234,.6);line-height:1.5;}
.calc-trust li svg{color:var(--gold);margin-top:.15em;}
.calc-disclaim{font-size:10.5px;color:rgba(247,242,234,.42);text-align:center;line-height:1.5;margin-top:10px;}

/* ── ÜBER UNS ── */
.about-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:start;}
.about-copy h2{font-size:clamp(30px,4vw,46px);margin:16px 0 18px;color:var(--navy);}
.about-copy h2 em{font-style:italic;color:#9A7C24;}
.about-copy p{font-size:15.5px;color:var(--muted);line-height:1.75;margin-bottom:18px;}
.about-copy p strong{color:var(--navy);font-weight:600;}
.about-facts{display:flex;flex-direction:column;gap:16px;}
.fact-card{background:var(--white);border:1px solid var(--border);border-radius:16px;padding:22px 24px;display:flex;gap:16px;align-items:flex-start;transition:transform .2s,box-shadow .2s,border-color .2s;box-shadow:var(--sh1);}
.fact-card:hover{border-color:var(--border-gold);box-shadow:var(--sh2);transform:translateX(4px);}
.fact-num{font-family:var(--font-display);font-size:34px;font-weight:700;color:#9A7C24;line-height:1;flex-shrink:0;min-width:96px;}
.fact-num-sm{font-size:26px;}
.fact-tx b{font-size:15px;color:var(--navy);font-weight:600;display:block;margin-bottom:3px;}
.fact-tx span{font-size:13.5px;color:var(--muted);line-height:1.55;}
.about-quote{background:linear-gradient(135deg,var(--navy),var(--navy3));border-radius:16px;padding:30px 30px 30px 68px;color:var(--cream);margin-top:6px;position:relative;overflow:hidden;}
.about-quote::before{content:'„';position:absolute;top:50%;left:18px;transform:translateY(-58%);font-family:var(--font-display);font-size:80px;line-height:1;color:rgba(201,168,76,.32);pointer-events:none;}
.about-quote blockquote{font-family:var(--font-display);font-size:20px;font-style:italic;color:var(--gold2);line-height:1.5;position:relative;z-index:1;}

/* ── TEAM ── */
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
.team-card{background:var(--white);border:1px solid var(--border);border-radius:16px;padding:24px 20px 26px;text-align:center;box-shadow:var(--sh1);transition:transform .25s,box-shadow .25s,border-color .25s;}
.team-card:hover{transform:translateY(-6px);box-shadow:var(--sh2);border-color:var(--border-gold);}
.team-foto{aspect-ratio:1/1;border-radius:14px;background:linear-gradient(135deg,var(--cream2),var(--cream));border:1px solid var(--border);display:flex;align-items:center;justify-content:center;overflow:hidden;margin-bottom:18px;}
.team-foto img{width:100%;height:100%;object-fit:cover;}
.team-foto.team-foto-platzhalter img{width:54%;height:auto;object-fit:contain;opacity:.85;}
.team-card h3{font-size:22px;color:var(--navy);margin-bottom:9px;}
.team-rolle{display:inline-flex;align-items:center;font-size:12px;font-weight:600;letter-spacing:.02em;padding:5px 13px;border-radius:20px;background:var(--gold-soft);color:#8A6E1E;}
.team-rolle-gf{background:var(--navy);color:var(--gold2);}

/* ── ABLAUF ── */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;}
.step{position:relative;padding:0 26px;}
.step:not(:last-child)::after{content:'';position:absolute;top:32px;right:-2px;width:1px;height:calc(100% - 40px);background:linear-gradient(var(--border),transparent);}
.step-num{font-family:var(--font-display);font-size:64px;font-weight:700;color:var(--cream3);line-height:1;position:relative;display:inline-block;}
.step-num::after{content:'';position:absolute;bottom:8px;left:2px;width:34px;height:3px;background:var(--gold);border-radius:2px;}
.step h3{font-size:23px;margin:14px 0 10px;color:var(--navy);}
.step p{font-size:14.5px;color:var(--muted);line-height:1.65;}
.step-tag{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-size:12px;font-weight:600;color:#8A6E1E;background:var(--gold-soft);padding:5px 12px;border-radius:20px;}

/* ── VORTEILE ── */
.vorteile{background:var(--navy);color:var(--cream);border-radius:24px;padding:54px 48px;position:relative;overflow:hidden;}
.vorteile::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:760px;height:760px;background:radial-gradient(circle,rgba(201,168,76,.07),transparent 60%);pointer-events:none;}
.vorteile .sec-head{position:relative;z-index:2;}
.vorteile .sec-head h2{color:var(--white);}
.vorteile .sec-head h2 em{color:var(--gold2);}
.vorteile .sec-head p{color:rgba(247,242,234,.66);}
.vt-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;position:relative;z-index:2;}
.vt{background:rgba(255,255,255,.045);border:1px solid rgba(201,168,76,.16);border-radius:16px;padding:24px 22px;transition:background .22s,border-color .22s,transform .22s;}
.vt:hover{background:rgba(201,168,76,.08);border-color:rgba(201,168,76,.35);transform:translateY(-4px);}
.vt-ic{width:46px;height:46px;border-radius:12px;background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,.24);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px;color:var(--gold2);}
.vt b{color:var(--gold2);font-weight:600;display:block;margin-bottom:6px;font-family:var(--font-display);font-size:19px;}
.vt span{font-size:13.5px;color:rgba(247,242,234,.66);line-height:1.6;}

/* ── BANKEN ── */
.banken{text-align:center;}
.bank-chips{display:flex;flex-wrap:wrap;gap:13px;justify-content:center;margin-top:8px;}
.bank-chip{background:var(--white);border:1px solid var(--border);border-radius:12px;padding:15px 26px;font-weight:600;font-size:15px;color:var(--navy2);box-shadow:var(--sh1);transition:transform .2s,box-shadow .2s,border-color .2s,color .2s;}
.bank-chip:hover{border-color:var(--border-gold);transform:translateY(-3px);box-shadow:var(--sh2);color:#9A7C24;}
.bank-chip small{display:block;font-size:10px;color:var(--muted);font-weight:500;letter-spacing:1px;text-transform:uppercase;margin-top:2px;}

/* ── STANDORT ── */
.standort-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:34px;align-items:stretch;}
.standort-info{display:flex;flex-direction:column;gap:14px;}
.st-card{background:var(--white);border:1px solid var(--border);border-radius:16px;padding:22px 24px;box-shadow:var(--sh1);}
.st-card h3{font-size:20px;color:var(--navy);margin-bottom:10px;display:flex;align-items:center;gap:10px;}
.st-card h3 .ic{width:34px;height:34px;border-radius:9px;background:var(--gold-soft);display:inline-flex;align-items:center;justify-content:center;font-size:16px;color:#9A7C24;}
.st-card p{font-size:14px;color:var(--muted);line-height:1.65;}
.st-card p.mt{margin-top:12px;}
.st-card p b{color:var(--navy);font-weight:600;}
.st-card a{color:#9A7C24;text-decoration:underline;text-underline-offset:2px;}
.st-lines{display:flex;flex-wrap:wrap;gap:7px;margin-top:10px;}
.line-chip{font-size:12px;font-weight:700;padding:4px 11px;border-radius:8px;color:#fff;letter-spacing:.02em;}
.lc-u1{background:#E20613;}
.lc-u2{background:#8E4C8B;}
.lc-u4{background:#049A49;}
.lc-tram{background:var(--navy);color:var(--gold2);}
.lc-bus{background:#0069B4;}
.lc-badner{background:#1A3C8F;}
.termin-hinweis{background:linear-gradient(135deg,var(--gold-soft),rgba(201,168,76,.05));border:1px solid var(--border-gold);border-radius:16px;padding:20px 24px;display:flex;gap:14px;align-items:flex-start;}
.termin-hinweis .ic{width:40px;height:40px;border-radius:11px;background:var(--gold);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0;}
.termin-hinweis b{font-size:15px;color:var(--navy);display:block;margin-bottom:3px;}
.termin-hinweis span{font-size:13.5px;color:var(--muted);line-height:1.55;display:block;}
.termin-hinweis a{color:#9A7C24;font-weight:600;}

/* Karte */
.map-card{border-radius:20px;overflow:hidden;box-shadow:var(--sh2);border:1px solid var(--border);background:var(--white);display:flex;flex-direction:column;min-height:420px;}
.map-frame{flex:1 1 auto;min-height:340px;display:flex;}
.map-frame iframe{width:100%;flex:1 1 auto;border:0;min-height:340px;display:block;background:var(--cream2);}
.map-foot{padding:14px 18px;display:flex;align-items:center;gap:12px;flex-wrap:wrap;border-top:1px solid var(--border);}
.map-foot .addr{font-size:13.5px;font-weight:600;color:var(--navy);flex:1;min-width:180px;}
.map-foot .addr small{display:block;font-weight:400;color:var(--muted);font-size:12px;}

/* ── FAQ ── */
.faq-list{max-width:820px;margin:0 auto;}
.faq-item{background:var(--white);border:1px solid var(--border);border-radius:13px;margin-bottom:12px;overflow:hidden;transition:border-color .2s,box-shadow .2s;}
.faq-item.open{border-color:var(--border-gold);box-shadow:var(--sh1);}
.faq-h{margin:0;font-family:var(--font-body);}
.faq-q{width:100%;background:none;border:none;padding:20px 24px;display:flex;align-items:center;gap:16px;cursor:pointer;font-family:var(--font-body);font-weight:600;font-size:15.5px;color:var(--navy);text-align:left;line-height:1.45;}
.fq-ic{margin-left:auto;width:26px;height:26px;border-radius:50%;background:var(--gold-soft);display:flex;align-items:center;justify-content:center;font-size:16px;color:#9A7C24;transition:transform .25s,background .25s,color .25s;flex-shrink:0;}
.faq-item.open .fq-ic{transform:rotate(45deg);background:var(--gold);color:var(--navy);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.faq-a-inner{padding:0 24px 22px;font-size:14.5px;color:var(--muted);line-height:1.7;}

/* ── ANFRAGE ── */
.kontakt{background:radial-gradient(110% 100% at 80% 0%,var(--navy3),var(--navy2) 45%,var(--navy));color:var(--cream);position:relative;overflow:hidden;}
.kontakt::before{content:'';position:absolute;top:-90px;left:-60px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.1),transparent 65%);pointer-events:none;}
.kontakt-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;position:relative;z-index:2;}
.kontakt-left h2{font-size:clamp(30px,4vw,44px);color:var(--white);margin:16px 0 16px;}
.kontakt-left h2 em{font-style:italic;color:var(--gold2);}
.kontakt-left p{font-size:16px;color:rgba(247,242,234,.68);font-weight:300;line-height:1.7;margin-bottom:30px;}
.kontakt-info{display:flex;flex-direction:column;gap:18px;}
.ki-row{display:flex;gap:14px;align-items:center;}
.ki-ic{width:46px;height:46px;border-radius:12px;background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,.22);display:flex;align-items:center;justify-content:center;font-size:19px;flex-shrink:0;color:var(--gold2);}
.ki-tx{display:block;}
.ki-tx small{font-size:11px;color:rgba(247,242,234,.5);text-transform:uppercase;letter-spacing:1.5px;display:block;}
.ki-tx b{font-size:16px;color:var(--cream);font-weight:600;}
.ki-tx a:hover b{color:var(--gold2);}
.ki-tx b small{display:inline;text-transform:none;letter-spacing:0;font-size:12px;color:rgba(247,242,234,.55);}

.form-card{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.18);border-radius:20px;padding:34px;backdrop-filter:blur(6px);box-shadow:var(--sh3);}
.fc-progress{display:flex;gap:6px;margin-bottom:26px;}
.fcp{flex:1;height:4px;border-radius:3px;background:rgba(255,255,255,.14);transition:background .3s;}
.fcp.done{background:var(--gold);}
.fc-step{border:none;}
.fc-step-label{font-size:11px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:6px;}
.fc-legend{display:block;font-family:var(--font-display);font-size:24px;font-weight:600;color:var(--white);margin-bottom:22px;line-height:1.15;}
.fc-options{display:grid;grid-template-columns:1fr 1fr;gap:11px;margin-bottom:20px;}
.fc-opt{background:rgba(255,255,255,.04);border:1.5px solid rgba(255,255,255,.12);border-radius:12px;padding:16px 14px;cursor:pointer;transition:border-color .18s,background .18s;display:flex;align-items:center;gap:11px;text-align:left;font-family:var(--font-body);}
.fc-opt:hover{border-color:rgba(201,168,76,.4);background:rgba(201,168,76,.07);}
.fc-opt.sel{border-color:var(--gold);background:rgba(201,168,76,.15);}
.fc-opt .o-ic{font-size:20px;color:var(--gold2);display:inline-flex;}
.fc-opt .o-tx{font-size:13.5px;color:var(--cream);font-weight:500;}
.fc-input{margin-bottom:16px;}
.fc-input label{font-size:12.5px;color:rgba(247,242,234,.7);font-weight:500;display:block;margin-bottom:7px;}
.fc-input .req{color:var(--gold2);}
.fc-input .opt{color:rgba(247,242,234,.45);font-weight:400;}
.fc-input input,.fc-input select,.fc-input textarea{width:100%;padding:13px 15px;border:1.5px solid rgba(255,255,255,.14);border-radius:11px;background:rgba(255,255,255,.05);color:var(--cream);font-size:14px;font-family:var(--font-body);outline:none;transition:border-color .16s,background .16s;}
.fc-input textarea{resize:vertical;min-height:76px;line-height:1.55;}
.fc-input input::placeholder,.fc-input textarea::placeholder{color:rgba(247,242,234,.35);}
.fc-input input:focus,.fc-input select:focus,.fc-input textarea:focus{border-color:var(--gold);background:rgba(201,168,76,.08);}
.fc-input input.invalid,.fc-input textarea.invalid{border-color:#E37373;background:rgba(176,48,48,.12);}
.fc-input select option{background:var(--navy);color:var(--cream);}
.fc-slider-field{margin-bottom:22px;}
.sf-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;gap:12px;flex-wrap:wrap;}
.fc-slider-field label{font-size:13px;color:rgba(247,242,234,.72);cursor:pointer;}
.fc-actions{display:flex;gap:10px;margin-top:8px;}
.fc-summary{background:rgba(201,168,76,.08);border:1px solid rgba(201,168,76,.18);border-radius:13px;padding:18px;margin-bottom:20px;}
.fcs-row{display:flex;justify-content:space-between;gap:14px;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.06);font-size:13.5px;}
.fcs-row:last-child{border:none;}
.fcs-row .l{color:rgba(247,242,234,.6);}
.fcs-row .v{color:var(--gold2);font-weight:600;text-align:right;}
.fcs-row.hl .v{animation:flash 1.6s ease;}
@keyframes flash{0%,100%{color:var(--gold2);}25%{color:#fff;text-shadow:0 0 14px rgba(232,201,122,.9);}}

.fc-consent{display:flex;gap:11px;align-items:flex-start;margin:4px 0 6px;}
.fc-consent input{width:19px;height:19px;margin-top:2px;flex-shrink:0;accent-color:var(--gold);cursor:pointer;}
.fc-consent label{font-size:12.5px;color:rgba(247,242,234,.68);line-height:1.55;cursor:pointer;}
.fc-consent a{color:var(--gold2);text-decoration:underline;text-underline-offset:2px;}
.fc-consent .req{color:var(--gold2);}
.fc-error{display:flex;align-items:flex-start;gap:7px;font-size:12.5px;color:#F0A0A0;margin:8px 0 4px;line-height:1.45;}
.fc-error svg{margin-top:.15em;}
.fc-formerror{background:rgba(176,48,48,.14);border:1px solid rgba(224,115,115,.4);border-radius:11px;padding:13px 15px;font-size:13px;color:#FFD3D3;margin-top:14px;line-height:1.55;}
.fc-formerror a{color:var(--gold2);text-decoration:underline;}
.fc-sending{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--gold2);margin-top:14px;}
.spin{width:15px;height:15px;border:2px solid rgba(232,201,122,.3);border-top-color:var(--gold2);border-radius:50%;animation:spin .8s linear infinite;display:inline-block;}
@keyframes spin{to{transform:rotate(360deg);}}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;}

/* Schnell-Check */
.check-result{border-radius:13px;padding:18px 20px;margin-bottom:20px;display:flex;gap:14px;align-items:flex-start;border:1px solid rgba(255,255,255,.14);}
.check-result .cr-ic{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:17px;flex-shrink:0;background:rgba(255,255,255,.08);color:var(--cream);}
.check-result.ok{background:rgba(42,122,90,.14);border-color:rgba(60,170,125,.45);}
.check-result.ok .cr-ic{background:rgba(60,170,125,.28);color:#9FE6C6;}
.check-result.mid{background:rgba(201,168,76,.1);border-color:rgba(201,168,76,.38);}
.check-result.mid .cr-ic{background:rgba(201,168,76,.28);color:var(--gold2);}
.check-result.warn{background:rgba(176,48,48,.12);border-color:rgba(224,115,115,.42);}
.check-result.warn .cr-ic{background:rgba(224,115,115,.25);color:#FFC3C3;}
.check-result b{font-size:14.5px;color:var(--white);display:block;margin-bottom:3px;}
.check-result span{font-size:12.5px;color:rgba(247,242,234,.68);line-height:1.55;display:block;}

.fc-success{text-align:center;padding:20px 0;}
.ok-ic{width:70px;height:70px;border-radius:50%;background:rgba(42,122,90,.2);border:2px solid #3CAA7D;color:#9FE6C6;display:flex;align-items:center;justify-content:center;font-size:32px;margin:0 auto 18px;animation:popIn .4s cubic-bezier(.2,1.3,.4,1);}
.ok-ic.pending{background:rgba(201,168,76,.16);border-color:var(--gold);color:var(--gold2);}
@keyframes popIn{from{transform:scale(0);opacity:0;}to{transform:scale(1);opacity:1;}}
.fc-success h3{font-size:26px;color:var(--white);margin-bottom:10px;line-height:1.2;}
.fc-success p{font-size:14.5px;color:rgba(247,242,234,.68);line-height:1.6;margin-bottom:16px;}
.fc-success strong{color:var(--gold2);}
.fc-success .fc-alt{font-size:13px;color:rgba(247,242,234,.55);}
.fc-success .fc-alt a{color:var(--gold2);text-decoration:underline;text-underline-offset:2px;}
.fc-success .fc-actions{margin-top:20px;}

/* ── FOOTER ── */
footer{background:#0a141f;color:rgba(247,242,234,.55);padding:64px 0 0;}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:44px;border-bottom:1px solid rgba(201,168,76,.12);}
.foot-brand .brand-txt b{color:var(--cream);}
.foot-brand p{font-size:13.5px;line-height:1.7;margin:18px 0;max-width:300px;}
.foot-col h2{font-size:12px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:18px;font-family:var(--font-body);font-weight:700;}
.foot-col a,.foot-col p{display:block;font-size:13.5px;color:rgba(247,242,234,.55);margin-bottom:11px;transition:color .15s;}
.foot-col a:hover{color:var(--gold2);}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;padding:22px 0;flex-wrap:wrap;gap:12px;}
.foot-bottom p{font-size:12px;color:rgba(247,242,234,.4);}
.fb-links{display:flex;gap:20px;}
.fb-links a{font-size:12px;color:rgba(247,242,234,.5);}
.fb-links a:hover{color:var(--gold2);}
.foot-disclaim{font-size:10.5px;color:rgba(247,242,234,.3);line-height:1.6;padding:18px 0 30px;max-width:900px;}

/* ── MOBILE STICKY-CTA ── */
.mobile-bar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:88;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-top:1px solid var(--border);box-shadow:0 -6px 24px rgba(13,27,42,.12);padding:10px 14px calc(10px + env(safe-area-inset-bottom));gap:10px;align-items:center;}
.mb-phone{display:inline-flex;align-items:center;gap:7px;font-size:14px;font-weight:600;color:var(--navy);padding:13px 16px;border:1.5px solid var(--border);border-radius:10px;flex-shrink:0;}
.mb-cta{flex:1;}

/* ── ANIMATIONEN ── */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s cubic-bezier(.2,.6,.2,1),transform .7s cubic-bezier(.2,.6,.2,1);}
.reveal.in{opacity:1;transform:none;}
.reveal.d1{transition-delay:.08s;}
.reveal.d2{transition-delay:.16s;}
.reveal.d3{transition-delay:.24s;}
.reveal.d4{transition-delay:.32s;}

/* ── RESPONSIVE ── */
@media(max-width:1320px){
  .nav-links a{padding:8px 9px;font-size:13px;}
  .nav-inner{gap:12px;}
}
@media(max-width:1190px){
  .nav-phone{display:none;}
}
@media(max-width:1080px){
  .nav-links,.nav-cta{display:none;}
  .burger{display:flex;}
  .nav.mobile-open .nav-links{display:flex;position:absolute;top:var(--nav-h);left:0;right:0;flex-direction:column;background:var(--white);padding:14px;box-shadow:var(--sh2);gap:2px;border-bottom:1px solid var(--border);max-height:calc(100vh - var(--nav-h));overflow-y:auto;}
  .nav.mobile-open .nav-links a{padding:14px;width:100%;font-size:15px;}
  .mobile-bar{display:flex;}
  body{padding-bottom:74px;}
}
@media(max-width:980px){
  .hero-grid,.calc-grid,.about-grid,.standort-grid,.kontakt-grid{grid-template-columns:1fr;}
  .calc-right{border-left:none;border-top:1px solid rgba(201,168,76,.12);}
  .ts-inner{grid-template-columns:1fr 1fr;}
  .serv-grid,.steps,.vt-grid{grid-template-columns:1fr;}
  .team-grid{grid-template-columns:1fr 1fr;}
  .step:not(:last-child)::after{display:none;}
  .foot-grid{grid-template-columns:1fr 1fr;}
  .hero-grid{padding-bottom:96px;}
}
@media(max-width:560px){
  .wrap,.nav-wrap{padding:0 18px;}
  .calc-left,.calc-right,.vorteile,.form-card{padding:28px 22px;}
  .fc-options{grid-template-columns:1fr;}
  .team-grid{grid-template-columns:1fr;}
  .foot-grid{grid-template-columns:1fr;}
  .hero{padding-top:calc(var(--nav-h) + 40px);}
  .hero-trust{gap:14px;flex-direction:column;}
  .ts-inner{transform:translateY(-30px);}
  .about-quote{padding:26px 22px 26px 56px;}
  .fc-actions{flex-wrap:wrap;}
  .mb-phone span{display:none;}
  .cf-num input{width:5.4em;font-size:19px;}
  .sec{padding:60px 0;}
}
@media(max-width:380px){
  .brand-txt b{font-size:18px;}
  .mb-phone{padding:13px 12px;}
}

/* ═══════════════════════════════════════════════════════════════
   RECHTSSEITEN (Impressum, Datenschutz)
═══════════════════════════════════════════════════════════════ */
.legal-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,var(--navy3) 100%);color:var(--cream);padding:calc(var(--nav-h) + 64px) 0 56px;position:relative;overflow:hidden;}
.legal-hero::before{content:'';position:absolute;top:-120px;right:-90px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.14),transparent 65%);pointer-events:none;}
.legal-hero h1{font-size:clamp(32px,4.4vw,50px);color:var(--white);margin:14px 0 10px;position:relative;z-index:2;}
.legal-hero p{color:rgba(247,242,234,.66);font-size:15.5px;font-weight:300;max-width:640px;position:relative;z-index:2;}
.legal{padding:56px 0 80px;}
.legal-body{max-width:820px;}
.legal-body h2{font-size:26px;color:var(--navy);margin:38px 0 12px;}
.legal-body h2:first-child{margin-top:0;}
.legal-body h3{font-size:19px;color:var(--navy);margin:24px 0 8px;}
.legal-body p,.legal-body li{font-size:15px;color:var(--muted);line-height:1.75;}
.legal-body p{margin-bottom:14px;}
.legal-body ul,.legal-body ol{margin:0 0 16px 22px;display:flex;flex-direction:column;gap:6px;}
.legal-body a{color:#9A7C24;text-decoration:underline;text-underline-offset:2px;}
.legal-body strong{color:var(--navy);font-weight:600;}
.legal-table{width:100%;border-collapse:collapse;margin:8px 0 20px;font-size:14.5px;}
.legal-table th,.legal-table td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--border);vertical-align:top;color:var(--muted);}
.legal-table th{width:230px;color:var(--navy);font-weight:600;}
.todo{background:#FFF6DA;border:1px solid #E3C878;border-left:4px solid var(--gold);border-radius:10px;padding:16px 18px;margin:18px 0;font-size:14px;color:#5B4708;line-height:1.65;}
.todo b{color:#4A3A06;}
.legal-back{display:inline-flex;align-items:center;gap:8px;margin-top:36px;font-weight:600;color:#9A7C24;}

/* --- Ersatz fuer entfernte style-Attribute (26.08.2026) --------------------
   Vier Inline-Stile mussten weichen, damit die Content-Security-Policy ohne
   'unsafe-inline' auskommt. Inhaltlich unveraendert, nur der Ort ist neu. */
.sec-head.abstand-unten{margin-bottom:36px;}
.calc-disclaim.abstand-oben{margin-top:14px;}
.legal-hero .eyebrow{color:var(--gold);}